A proper understanding of salvation requires that we differentiate between our standing, and our state, as believers. When we got born again, our redemption was fully accomplished because of the finished works of Jesus Christ. This is our stance, which allows us to stand before God holy and righteous as if we had never sinned. However, although we have already been saved by grace, the outward manifestation of our righteousness is a constant and ongoing process of completion. This is our state, also called our earthly lives. Until we get to heaven, our state will not have caught up with our stance. Believing what God says about our righteousness and holiness, and letting Him work in us, will bring us to the point where our state eventually catches up to our stance.